Joke’s on you, my camera roll is 80% pics of my dog, food, and screenshots 💅😎📸 #realtorlifestyle #realtorlife #foodie #foodie #frenchiemom #dogmom

Hoppy Easter! 🐰 Wishing you a Sunday full of joy, sweet treats, and a little extra egg-citement 🐣🌸 #happyeaster #easter #easteregghunt #eastersunday #hoppyeaster #egghunting #easter2025 #happyeaster2025 #happyeastersunday #easterbunny

IYKYK 🫠😂 #realtorhumor #realestatehumor #lifeofarealtor #realtorlife

Highly recommend getting lost in a room full of balloons—sensory overload, but in the best way possible! 💖 Don’t miss out—experience this fun and immersive attraction in San Francisco: ✨ 🎈@balloon_museum: EmotionAir – Art You Can Feel 📍 Palace of Fine Arts, 3601 Lyon St, San Francisco, CA 🗓️ Open daily until September 7, 2025 #balloonmuseum #ballon #interactivemuseum #sfmuseum #thingstodoinsf #artlover #exploresf #sf #wheninsanfrancisco #sfbucketlist

You can’t pour from an empty cup. When you take care of you—your mind, your body, your peace—you show up stronger, softer, and more present for the people you love. Protect your energy, because they need the real you, not the burnt-out version. ✨💖 • • Burke Williams in SF is officially closing on April 28th. Goodbye Westfield SF. 🥹 • • #selfcare #bayarea #burkewilliams #softgirlera

Did I miss anything? 😅  Probably—but I wouldn’t have it any other way! 🫶🏼 Happy National Pet Day to the ones who bring so much joy (and a little chaos) into our lives! 🐾 💖 #frenchie #frenchiesofinstagram #frenchielove #frenchiemom #dogslife #instagramdogs #cutedogs #nationalpetday #happynationalpetday #petday

📣 California Homebuyers: This program could help you cover a $55K DOWN PAYMENT!👇 If you’re a first-time homebuyer in California, the CalHFA Access Program might just be the help you’ve been looking for. Unlike traditional down payment assistance that often comes with higher interest rates and extra fees, this one offers a simple 1% interest loan to help with your down payment and closing costs. Here’s a quick breakdown based on a $1,000,000 home: ✅ Borrow up to 5.5% = $55,000 ✅ Only $45/month in interest ✅ Competitive first mortgage rates: Conventional ~7.125% | FHA ~6.75% ✅ Lower out-of-pocket costs – around $20,000 total ✅ Eligible properties: Single-family homes, condos, townhomes, manufactured homes (no multi-units) ✅ Minimum credit score: 640 (680+ recommended for smoother approval) ✅ Income limits apply — check if you qualify: CalHFA Income Limits https://www.calhfa.ca.gov/homeownership/limits/income/income.pdf 🚀 You must be a first-time homebuyer (no ownership in the past 3 years) to qualify. Want to see if this works for you? I’ll help you run the math. DM me now! 📲 ⬇︎⬇︎⬇︎ @mskathytai @mskathytai @mskathytai — kathy@kathytai.com 415.606.1555 DRE #02069294 #realestateloans #loan #calhfa #firsttimehomebuyer #downpayment #realestate #realestatecalifornia #bayarearealestate #bayarea #realestateexperts #realtor #realtortips #realtoradvice #sanfranciso #californiarealestate #californiarealestateagent #downpaymentassistance #loanassistance

🔔 Don’t miss the date! 🗓️ APRIL 10 by 5 PM = the deadline for your second installment of property taxes. Miss it, and you’re looking at a 10% penalty + $20 admin fee (ouch 😬). If you haven’t paid yet, now’s the perfect time to check everything—your calendar, your reminders—or hop onto your county’s portal and get it done ✅ Settle it before it’s too late! 🕔 #california #propertytax #taxpayment #tax #propertytaxpayment #taxday

Been hearing mixed news about the market lately? You’re not alone. 🙋🏻‍♀️ But at the end of the day, numbers don’t lie. 📈  🔎 Here’s a quick look at last month’s median home prices across different cities in San Mateo county. If you’re planning your next move in any of these areas, staying informed can make all the difference. 💯  Curious about what these numbers mean for you? I’m just a message away! 📲  ⬇️⬇️⬇️ @mskathytai @mskathytai @mskathytai — kathy@kathytai.com 415.606.1555 DRE #02069294 #sanmateorealestate #marketupdate #homebuying #homeselling #realestateupdate #realestatemarketupdate #california #californiahomes #californiarealestate #sellingproperty #sellingahome #buyingahome #buyinghomes #realestate #realestatetips #realestateagent #belmont #burlingame #dalycity #fostercity #millbrae #pacifica #sanbruno #sancarlos #sanmateo #southsanfrancisco #bayarea #bayarearealestate #sanmateocounty

Going out nowadays be like... in bed, by 11PM the latest. 😂 Sleep >>> 😴 #millennial #bayarea #sanfrancisco Can you relate?

Real estate transactions can be a rollercoaster, but having the right support makes all the difference. Grateful for the trust and the journey we shared on this one! 🙌🏡 Messages like this are the best reminder of why I show up every day for my clients. 💖 Thinking about your next move? Let’s make it happen—together! I’m just a message away. 💌 ⬇️⬇️⬇️ @mskathytai @mskathytai @mskathytai — kathy@kathytai.com 415.606.1555 DRE #02069294 clientlove #clienttestimonial #clientjournney #homebuyingjourney #homebuyer #firsttimehomebuyers #homebuying #homebuyers #homeownership #realestate

Buying a home in SF feels impossible, right? With prices skyrocketing, saving for a downpayment alone can take years—but what if the city could help you with up to $500K? 💡 Meet DALP: SF’s Downpayment Assistance Loan Program. It’s a shared appreciation loan that helps first-time homebuyers in San Francisco purchase a home by covering part of their downpayment. 💰 How Does It Work? ✔️ You get a loan of up to $500,000 for your downpayment. ✔️ No monthly payments—you repay when you sell, move, or refinance. ✔️ It’s a shared appreciation loan, meaning when you sell, you pay back the original loan PLUS a portion of your home’s appreciation. 🎟️ But here’s the catch... Ii’s a Lottery! You must apply & enter a lottery to be considered. If selected, you’ll receive a loan to help purchase a home. If not, you’ll have to try again next year. 📌 Who Can Apply? ✅ First-time homebuyer (haven’t owned a home in 3+ years) ✅ Live or work in SF ✅ Meet income limits (varies yearly – DM for details) ✅ Get pre-approved for a mortgage 🚨 Applications open once a year, and spots are LIMITED! 📅 Take note of these important dates: 3/4/2025 - Application opens 6/2/2025 5:00 pm - Application closes 6/25/2025 11:00 am - DALP Lottery 6/25/2025 5:00 pm - Lottery results posted 📩 DM me “DALP” if you want more details & to check if you qualify! ⬇️⬇️⬇️ @mskathytai @mskathytai @mskathytai — kathy@kathytai.com 415.606.1555 DRE #02069294 #DALP #loanprograms #downpaymentassistance #homeloanassistance #firstimehomebuyers #realestatetip #bayarearealtor #bayarearealestate

Secured a $225K Discount on This Stunning Country Club Estate! 🌟 When my client, “L,” approached me for help with her 1031 exchange, she had a clear vision in mind. She wanted a home that wasn’t just a replacement property—it had to be a space where she could host wine and paint nights in a stylish tasting room, throw lively music events or even weddings in a spacious backyard, and enjoy a cozy, homey vibe with a beautifully renovated kitchen. We spent nearly two months touring homes every weekend searching for the perfect fit. Then, I found the one—a breathtaking country club home that checked every box. But here’s where the magic happened: This property had just gone pending with another buyer who later backed out due to cold feet. The seller originally bought it for $1.725M, and the previous buyer was under contract in the high $1.6M range. Knowing we had a narrow window to secure an incredible deal, I moved quickly. I negotiated aggressively and locked in a price at $1.5M—right at the top of her budget—saving her a jaw-dropping $225K! 🔥 To top it off, this gem is the nicest home in the neighborhood with one of the biggest lots, spanning 2/3 of an acre. It’s a STEAL for the value she’s getting. Thanks to her trust in the process, we secured not just a home—but a dream property, perfectly positioned to become her future primary residence. 🏡 💎 Contact me if you’re looking for a realtor who knows how to get you the best deal possible! 💯 ⬇︎⬇︎⬇︎ @mskathytai @mskathytai @mskathytai — kathy@kathytai.com 415.606.1555 DRE #02069294 #justsold #santarosa #bayarea #bayarearealestate #californiahomes #realestatedeals #bestdeal #expertnegotiator #realestateexpert #californiarealestate #bayarearealtor #realtor #realestate

Don’t just focus on aesthetics—ask about these KEY components! Unexpected issues in homeownership can be costly. 💰 Found this helpful? Drop a 🚀 in the comments and follow for more real estate tips! ⬇️⬇️⬇️ @mskathytai @mskathytai @mskathytai — kathy@kathytai.com 415.606.1555 DRE #02069294 #homeownership #realestatetipsoftheday #realestatetips #homebuying101 #homebuyingprocess #homebuyingjourney #bayareahomes #bayarearealestate #bayarearealtor #realestateexpert #sf #sanfranciscohomes #buyersagent

Monday struggle is real 💤… until snack time. 🐶🍖🦴 #frenchie #frenchiesofinstagram #frenchielove #frenchiemom #dogslife #instagramdogs #cutedogs

Wishing you all the luck (and the best real estate deals) this St. Patrick’s Day! 🍀🏡 Which one did you land on? Let me know in the comments! Feel free to tag a friend to test their real estate luck too! #stpatricksday #lucky #luck #stpaddysday

You got to talk fast for the last one… 🤭 #realestatehumor #justforlaughs #funnyrealtor #realtormemes

So many homebuyers go in with expectations that don’t match reality—so let’s clear up some misconceptions: 1️⃣ Your first home won’t be your dream home—and that’s okay. Most homeowners start small, build equity, and upgrade later. In the Bay Area, home values appreciate 6-7% per year on average. Your first home is your stepping stone, not your final destination. 👣 2️⃣ List prices can be misleading. Just because a home is listed at a certain price doesn’t mean that’s what the seller expects—or what it will actually sell for. The right strategy matters. ✅ 3️⃣ Online estimates aren’t reality. Sites like Zillow and Redfin use automated data that rarely match a home’s actual market value. A local expert (not an algorithm) will give you the best insight. 💡 4️⃣ You don’t need 20% down. Many first-time buyers believe they have to wait years to save a huge down payment. The truth? There are loan programs that let you buy with as little as 3-5% down. 💰 5️⃣ Experience in negotiation matters more than you think. Your cousin who just got their real estate license might mean well, but buying a home is more than just paperwork. A skilled agent can negotiate better terms, protect you from legal pitfalls, and save you thousands. 💯 🔑 Buying your first home is a big step—but you don’t have to do it alone. Let’s make sure your first home is a smart investment, not just a purchase. Ready to explore your options? Let’s chat. 💬 ⬇︎⬇︎⬇︎ @mskathytai @mskathytai @mskathytai — kathy@kathytai.com 415.606.1555 DRE #02069294 #homebuyer #homebuyingprocess #homebuying101 #firsttimehomebuyer #firsttimebuyer #realestate #realestateexpert #californiarealestate #bayarea #bayarearealestate #realtor #realestateadvice #realestatetips